Our Values

We are a team of Fee-Only advisors who act as fiduciaries on behalf of our clients.

Fee Only: As Fee Only advisors, we never accept commissions for anything. We do not sell investment products.  Our investment decisions are based on what will help our client reach their goals in the best way possible, not what will pay us the biggest commission.  As Fee Only advisors our interests are aligned with our clients interests.

Fiduciary Standard: A Financial Advisor held to a fiduciary standard occupies a position of special trust and confidence when working with a client. As fiduciaries, we are required to act with undivided loyalty on behalf of our clients. This includes disclosure of how we are compensated and any potential conflicts of interest. The fiduciary standard differs from the suitability standard to which stock broker/dealers are held.

Watch a quick video explaining the difference between working with a fiduciary and working with a seller of "suitable" products here:

Team Approach:  Our clients do not work with a single advisor at the firm.  Each advisor brings unique skills to the planning relationship for the benefit of our clients.

No Custody of Assets: All assets managed by CFANY are held by TD Ameritrade Institutional. While we direct the day-to-day management of client assets, we have no ability to withdraw or use any of the client’s assets. Only you can do that.

Transparency: You have online access to your accounts at TD Ameritrade Institutional, You can see the activity in your accounts and can monitor your assets at any time and from any place. Monthly client statements are provided by TD Ameritrade Institutional. Additionally, we provide you with quarterly statements and supplemental account information.

Check the background of this investment professional on FINRA's BrokerCheck.